Last Updated: 1 October 2026
Welcome to Creozia. These Terms & Conditions govern your use of creozia.nuvzaro.com and your purchase and use of digital products made available through the website.
Creozia is operated by Satyam Singh, Kasia, Kushinagar, Uttar Pradesh, India.
By accessing the website or purchasing a product, you agree to these Terms & Conditions.
Digital Products
Creozia may sell digital products including ebooks, guides, templates, educational materials, learning resources, creator resources, business resources, software-related products, digital downloads, and other digital content.
Individual product pages may contain additional licence, compatibility, access, or usage terms specific to that product. Where product-specific terms are provided, those terms also apply.
Pricing and Payments
Prices displayed on the website are the prices applicable at the time of purchase unless otherwise stated.
Prices, discounts, promotional offers, and product availability may change without prior notice.
Orders are considered successfully placed after payment has been confirmed by our payment system or payment provider.
Digital Delivery
Digital products are normally delivered electronically through the order confirmation page, download link, email, or another method described on the relevant product page.
No physical item will be shipped unless a product page specifically states otherwise.
For more information about digital delivery and access, please see our Digital Delivery & Shipping Policy.
Licence and Intellectual Property
Unless a product specifically includes a different licence, purchases provide you with a limited, non-exclusive, non-transferable right to use the digital product for your own permitted purposes.
You may not resell, redistribute, upload, share publicly, sublicense, copy for resale, or commercially distribute Creozia products unless the product’s licence expressly allows such use.
Purchasing a product does not transfer ownership of Creozia’s intellectual property to you.
Templates and Third-Party Platforms
Certain products may be intended for use with third-party platforms or software, such as Canva or other applications.
Any third-party trademarks, platforms, applications, or services remain the property of their respective owners. Creozia is not responsible for changes, outages, pricing, or availability of third-party services.
Customers are responsible for checking product compatibility requirements before purchase.
Educational and Business Content
Educational, business, productivity, or growth-related products are provided for informational and learning purposes.
Results may vary depending on the customer, implementation, circumstances, skills, market conditions, and other factors. Creozia does not guarantee specific financial, business, educational, or performance results unless explicitly stated.
Refunds and Cancellations
Digital purchases are governed by our Refund & Cancellation Policy..
Due to the nature of downloadable products, purchases are generally not refundable merely because a customer changes their mind after receiving access. This does not limit remedies that may be available where a product is defective, materially different from its description, incorrectly supplied, or where applicable law otherwise requires a remedy.
Customer Responsibilities
You agree to provide accurate checkout and contact information and to use purchased products only in accordance with applicable laws and product licence terms.
You must not attempt to bypass website security, gain unauthorised access, distribute malicious material, misuse payment systems, or use Creozia products for unlawful purposes.
Availability and Changes
We may update, modify, replace, discontinue, or correct products and website content where reasonably necessary.
Where an update materially affects an already completed purchase, we will handle the situation reasonably and in accordance with applicable law and our stated policies.
Limitation of Liability
To the maximum extent permitted by applicable law, Creozia will not be responsible for indirect or consequential losses arising from misuse of a product, failure to follow product requirements, third-party platform changes, or circumstances outside our reasonable control.
Nothing in these Terms excludes liability or consumer rights that cannot legally be excluded.
Governing Law
These Terms are governed by the applicable laws of India. Any dispute will be subject to the jurisdiction of the competent courts in Uttar Pradesh, India, subject to applicable consumer protection laws.
Contact
Creozia
Operated by: Satyam Singh
Kasia, Kushinagar, Uttar Pradesh, India
Email: support.creozia@gmail.com